Michigan property taxes reset the year after you buy — and almost every listing shows you the seller's old bill, not yours. These are the only calculators built on real Metro Detroit millage rates, so you see the real number before you write an offer.
When a Michigan home changes hands, its taxable value uncaps the following year and resets to roughly half the sale price. Buyers routinely get blindsided by a bill that's thousands higher than the listing showed. Here's your actual number.
Enter the purchase price and the property's current taxable value (it's on the listing, the assessor's site, or we'll pull it for you).
Uncapping doesn't just raise your tax bill — it drains your escrow account. Most lenders set escrow from the seller's old capped bill, which is underfunded the moment the value uncaps. A year later you get a shortage notice and a payment increase in the same envelope.
Using the numbers from the calculator above.
Michigan transfer tax, title, prorations, and payoff — the full net sheet, not a home-value guess designed to harvest your phone number.
Michigan levies a state transfer tax of $3.75 per $500 plus a county tax of $0.55 per $500 — $8.60 per $1,000 of sale price, customarily paid by the seller.
National calculators assume a 1.1% national average tax rate. In Detroit that's off by more than double. This one uses your actual city's millage — and the uncapped value you'll be taxed on.
Principal, interest, uncapped property tax, and insurance — the number your lender will actually quote.
Median price, days on market, absorption rate, and live inventory for every city, township, subdivision, and school district across the 8-county Southeast Michigan region, generated from the MLS feed directly so nothing goes stale. None of these pages are live yet — here's what we're building. Want one of them first? Tell us which.
236 municipalities across Southeast Michigan, each with its own market page, millage profile, and live inventory — refreshed monthly from the MLS feed.
Coming soonNamed subdivisions the national portals handle badly — Palmer Woods, Quarton Lake Estates, Kirk in the Hills.
Coming soonAll 203 districts we hold rate data for, with boundary-accurate inventory and price trends — the number one buyer filter nobody maps well.
Coming soonBy association name, with HOA detail and NEZ abatement status for Detroit buildings.
Coming soonLake frontage and all-sports lakes, pole barns, acreage — searches the portals can't serve.
Coming soonLand Bank auctions, NEZ tax abatements, and land contract explainers for the city market.
Coming soonEvery number on this page is one we'd walk you through in person. When you're ready for the version with your address on it, we're a phone call away.